A lucky 31 consists of 31 possible bet combinations involving selections in 5 different events.

The bets include 5 singles, 10 doubles, 10 trebles, 5 fourfolds and an accumulator.

A single is a selection of just 1 event, a double is a combination of 2 events, treble is a combination of 3 events, a four-fold is a combination of 4 events and an accumulator in this instance means a combination of all 5 events.

E.g You place a lucky 31 bet on games A,B, C, D and E.

Let's say your stake is N50, please note that your total stake will be 50 X 31 = 1550

This is so because your stake is charged separately for each possible combination and winnings are credited for each correct combination as well.

Your combinations would be arranged thus:

5 singles

A X 50 = Winnings

B X 50 = Winnings

C X 50 = Winnings

D X 50 = Winnings

E X 50 = Winnings

10 doubles

A*B X 50 = Winnings

A*C X 50 = Winnings

A*D X 50 = Winnings

A*E X 50 = Winnings

B*C X 50 = Winnings

B*D X 50 = Winnings

B*E X 50 = Winnings

C*D X 50 = Winnings

C*E X 50 = Winnings

D*E X 50 = Winnings

10 Trebles

A*B*C X 50 = Winnings

A*B*D X 50 = Winnings

A*B*E X 50 = Winnings

A*C*D X 50 = Winnings

A*C*E X 50 = Winnings

A*D*E X 50 = Winnings

B*C*D X 50 = Winnings

B*C*E X 50 = Winnings

B*D*E X 50 = Winnings

C*D*E X 50 = Winnings

5 Four-Folds

A*B*C*D X 50 = Winnings

A*C*D*E X 50 = Winnings

A*B*D*E X 50 = Winnings

B*C*D*E X 50 = Winnings

A*B*C*E X 50 = Winnings

Accumulator

A*B*C*D*E X 50 = Winnings

If only one selection wins, returns are paid to double the odds.

An example of a lucky 31 bet is displayed in the attached picture